What Are Medicare Star Ratings?

5-star Medicare plan

Malhotra & Assoc. Insurance matches its clients with the highest quality health care plans in their budget. The Medicare star rating system is a helpful guide to compare Medicare Advantage and Medicare Part D plans. For more information about comparing Medicare plans, contact our team today. Medicare Star Ratings Medicare awards star ratings to communicate […]

Top 3 Things All Seniors Turning 65 Should Do

seniors turning 65

Seniors turning 65 have an obligation to themselves to learn what they can about the things that will be impacting them and their future. Social Security, Medicare, and retirement are all on the horizon. To prepare for those events, seniors turning 65 should learn about Medicare, decide between retirement and continuing to work, and get […]

What Affects Your Car Insurance Premiums?

car insurance premiums

There are a multitude of factors that go into determining your car insurance premium. The cost of your auto insurance will be determined by the amount of coverage and types of coverage chosen. The type of car you drive, where you live, your driving record, how much you drive and your age will all be […]

What is the 8-Minute Rule in Medicare?

8-Minute Rule in Medicare

The team with Malhotra & Assoc. Insurance is ready to help you understand the Medicare program and how it works. If you are nearing Medicare eligibility or are currently enrolled, you may have heard of something called the 8-minute rule, but what is this rule? Well, we have the answers! What is the 8-Minute Rule? […]

Will My Homeowners Insurance Cover My Pets?

Does homeowners insurance cover my pet?

Does homeowners insurance cover my pet? This is one of the most common questions that we receive. Homeowners insurance does not typically cover pets, but they can provide liability protection if someone takes legal action against you for injuries caused by your pet. Below are some important topics to consider when looking into homeowners’ insurance […]

What Are High Deductible Medigap Plans?

High Deductible Medigap Plans

If you are looking into Medigap plans, you might want to consider a high deductible plan option for affordability and full coverage. Malhotra & Assoc. Insurance has a team of dedicated Medicare experts ready to help you. Contact our team for an individualized review of your coverage options. High Deductible Plan F Medigap Plan F […]

Can I Switch from Original Medicare to Medicare Advantage?

Original Medicare or Medicare Advantage

Choosing which Medicare plan works for you or deciding if you should keep your current plan are all decisions that aren’t always the easiest to make. Fortunately, the Medicare experts with Malhotra & Assoc. Insurance can help you through this decision-making process. There are two main types of Medicare policies. These two types are Original […]

How Much Does Small Business Insurance Cost?

business insurance

When you start up your own business, it’s important to know about the coverage you will need and the costs associated with that coverage. For example, general liability insurance will cost around $65 per month and a BOP would cost around $99 per month. Malhotra & Assoc. Insurance has a team of commercial insurance experts […]

What Insurance Does a Start-Up Business Need?

insurance for a start-up business

Every business needs general liability insurance for protection from lawsuits. Commercial insurance and an array of other policies are available to protect your business assets in the event of business interruption, bodily injury, property damage, and more. Malhotra & Assoc. Insurance has a team of commercial insurance experts ready to advise your startup on its […]

What is the Medigap Free-Look Period?

Medigap (Medicare Supplement) plans

Are you enrolled in Original Medicare and looking for a way to reduce the amount you spend in out-of-pocket costs? Medigap might be the option you’re looking for. The Medicare experts with Malhotra & Assoc. Insurance will help you go over your Medigap options to determine which one is right for you. Medigap policies, also […]