Whether you’re a new or current recipient, our licensed experts will help you every step of the way — from informing you of your options to finding you the best rates for the coverage that meets your needs. You don’t have to spend hours of research or call multiple companies for a quote. Let Malhotra & Assoc. Insurance be your guide!
Medicare Advantage (Part C) is an alternative to Original Medicare, offered by private companies, that includes additional benefits. You pay a premium for your plan. Then, when a health issue arises, the Advantage benefits pay your costs.
Medicare Supplement (Medigap) is a type of supplemental insurance that fills in the coverage gaps left by Parts A & B. You pay a premium for the plan. When you have a health issue, Original Medicare benefits pay their portion before the Medicare Supplement benefits step in and pay the rest.
Those enrolled in Medicare Part A and/or Part B can join a separate Part D plan, also known as Medicare prescription drug coverage. Even if you’re not taking many medications in the beginning, sign up for a prescription drug plan to avoid being penalized down the road.
Original Medicare does not cover routine dental, vision, or hearing care. However, we can help you find a policy that gives you added coverage — on top of Medicare — which can provide peace of mind if you need dentures, hearing aids, eyeglasses, or laser vision correction.
Don't miss out on all the medicare Benefits that you're entitled to.