How to Be Prepared for a Home Inspection

How to be prepared for a home inspection

Be prepared! Your insurance company may require a home insurance inspection. Many insurance companies will conduct an inspection to evaluate the liability of insuring your home. These inspections help companies avoid potential losses that were not disclosed during the application process. Based on the results of your inspection, your insurance company will adjust your premium. […]

When Should I File a Homeowners Claim?

When should I file a claim for homeowner's insurance

Being a homeowner comes along with having to deal with unexpected incidents that may happen to your home such as fire, fallen trees, or theft. But, how do you know if you should file a homeowners claim for certain situations? This article will take you through the things to consider when you are thinking about […]

Should I Get Homeowners Insurance Before Closing on a House?

Homeowner's Insurance Before Closing Malhotra and Assoc

Buying a house is one of the biggest investments you can make for you and your family. If you’re in the market for a new house, it’s definitely a stressful experience. In this article, we’ll help you understand when you might need to start considering homeowners insurance during the purchasing process and discuss how to […]

What Are the Differences Between Renters and Homeowners Insurance Coverage?

Difference between homeownrers and renter's insurance

Are renters and homeowners insurance coverage the same? While homeowners and renters insurance both provide protection against the unknown, they do have similarities and differences. Both policies cover your personal property if it’s damaged or destroyed by a risk stated in your policy. Some of the most common covered risks are fire, theft, and falling […]

Should You Get Rental Car Insurance?

Rental car insurance Malhotra and Assoc Insurance

We’ve all driven a rental car during our adult lives on many different occasions. Maybe you were on vacation and needed a way to get around or needed a rental when your car was in the shop for repairs. This article discusses what coverage rental car company insurance provides and when it makes sense to […]

How Much Homeowners Insurance Do I Need?

How much home insurance is needed. Find out with Malhotra and Assoc Insurance

The most common type of residence in the United States is a detached single-family home, which can be insured under one of five different policy forms. These forms all have varying coverages, and use cases. Our team of agents can help you choose which homeowners insurance coverage best suits your needs. Let our team in […]