Malhotra & Assoc. Insurance Has You Covered
Medicare Advantage is the privately-offered alternative to Original Medicare. These plans are available in several different structures, namely PPO, HMO, and PFFS. Special Needs Plans are also available, but those are dedicated to people with specific conditions.
Malhotra & Assoc. Insurance offers a vast array of services, including helping people like you find the Medicare coverage that fits them best. If you are interested in a Medicare Advantage plan, this is what you can expect from PPO plans.
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Medicare Advantage plans can provide you with the same benefits as Original Medicare but through a private insurance company. The companies that sell Medicare Advantage plans have contracted with the Social Security Administration to administer your major health benefits.
You can also get supplemental health benefits via Medicare Advantage plans. For example, many Advantage plans include prescription drug coverage. Other extra benefits include vision, hearing, and dental coverage.
A Preferred Provider Organization (PPO) Plan is a plan that offers more flexible access to doctors and other health care providers. These plans do have a network of health care providers that are lower cost to access, but you can see out-of-network providers at a higher cost.
With a PPO plan, you also don’t have to maintain a primary care physician. Specialist visits can be scheduled without a referral, making it easier to get the care you need quickly.
Due to the general flexibility of PPO plans, they often come at a higher cost. Start comparing PPO plans with Malhotra & Assoc. Insurance to learn what your options are.
If you think a PPO plan is right for you, start shopping now. We have experience working with people like you to find coverage that offers all of the benefits you need to thrive in retirement. Contact Malhotra & Assoc. Insurance now to get started with a free quote on PPO plans in your area.
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