Malhotra & Assoc. Insurance Has You Covered
At Malhotra & Assoc. Insurance, we have many years of experience finding people like you the coverage you not only need, but deserve. We are built on a culture of care and implement that as much as possible towards new and existing clients. That’s why we’re here to make sure you understand all of your Medicare options.
Medicare Part B is the medical insurance component of Original Medicare. It pays for medically necessary services and preventive health services. It covers the gaps that aren’t covered by Part A hospital insurance, resulting in full major health coverage when combined.
This is what Part B has to offer.
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If you have Medicare Part B, you can get access to most health services. Some of the medically necessary and preventive services that Part B pays for include:
It covers any care administered by a physician that’s medically necessary.
Medicare Part B isn’t free. You always have to pay a monthly premium, which is $148.50 in 2021. You’ll also be required to pay other costs, such as coinsurance and deductibles. Excess charges sometimes come up as well. These charges are extra expenses that are billed by your care provider.
You may understand how to enroll in Part B, but have you considered adding supplemental insurance to fill in the gaps in coverage? Malhotra & Assoc. Insurance can help you determine how to optimally arrange your benefits, allowing you to get the best coverage at the best price. To get started, give us a call.
we can help!