Medicare and Ambulance Transportation: What’s Covered?
Having a good understanding of what Medicare covers is crucial in determining which part of Medicare will fit your needs best. That’s why our team of licensed insurance experts is here to help you through this process and discuss your coverage options. A good example of understanding the coverage available is knowing if Medicare will […]
Can I Get Medicare While I’m Still Working?
You should enroll in Medicare Part A as soon as you become eligible, as in most cases this coverage comes with zero premiums. However, as long as you hold employer coverage, you should qualify for a special enrollment period and be able to delay enrolling in Medicare Part B until your employer coverage ends. At […]
Medicare and Health Savings Accounts: What You Should Know
Health Savings Accounts can be a way to build up funds to pay for your future medical expenses. Luckily, even though Medicare is not a high deductible health plan, you can still use your HSA funds to pay for out-of-pocket Medicare expenses. It’s important, however, to know that you must stop contributing to your HSA […]
Pros and Cons of Medicare Advantage Plans
Medicare Advantage plans are an alternative to Original Medicare (Part A and Part B) that can offer many additional benefits. Often, beneficiaries will choose to join a Medicare Advantage plan or keep Original Medicare and add a Medicare Supplement. At Malhotra & Assoc. Insurance, our expert insurance agents are here to walk you through all […]
Can You Get Medicare with End-Stage Renal Disease?
People with ESRD can sign up for Medicare Part A and Part B to receive vital dialysis coverage. At Malhotra & Assoc. Insurance, our expert insurance agents in Ohio, Indiana, West Virginia, and Maryland can answer any questions you may have about Medicare and your eligibility with ESRD. Medicare Eligibility Medicare is available to people […]
What is the “Medicare and You” Handbook?
At Malhotra & Assoc. Insurance, we are here to help you understand all your Medicare options and the resources available to you, such as the Medicare and You Handbook. The Medicare and You Handbook is a helpful free resource provided by Medicare to inform you about your coverage, how to enroll, what services are covered, […]
New to Medicare? Here’s What You Should Know!
If you’re new to Medicare, you should get to know your coverage, costs, and plan options. Fortunately, Malhotra & Assoc. Insurance can help you in that process! We give our clients the knowledge and resources they need to make empowered decisions regarding their insurance options. Medicare Coverage Original Medicare is made up of Part A […]
Can You Get Medicare If You’re Disabled?
The answer to this very common question is: yes, absolutely. If you have a disability, you can begin receiving Medicare benefits after you have received SSDI for two years. You don’t have to be 65 or older to get Medicare; if you have a disability, it does not matter how old you are. People with […]
Do Renovations Increase Home Insurance Rates?
Have you been considering home renovations? If so, have you wondered if those home improvements will have an impact on your home insurance rates? In this blog, we will examine the correlation between home renovations and home insurance rates. We’ll look at what homeowners should know before they decide to renovate their homes, as well […]
What is the Difference Between Home Warranty and Home Insurance?
Homeowners insurance and a home warranty work in different ways, but both provide protection for your home. Homeowners insurance can help protect against disasters such as flooding and fire. A home warranty covers the cost to repair or replace your home’s major systems, like plumbing and heating/cooling. When deciding which of these two types of […]
