Medicare Advantage plans are privately offered Medicare plans. There are several different types of Medicare Advantage plans. The HMO plan is one type. HMO stands for Health Maintenance Organization, and these plans all have a specific network of providers that members are allowed to see.
If you need help finding a Medicare Advantage plan that suits your needs, Malhotra & Assoc. Insurance can guide you through the process. We are familiar with creating proactive solutions for our clients, and our experience allows us to offer personalized care in every situation.
This is what a Medicare Advantage HMO plan offers.
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Medicare Advantage plans are private insurance plans that are required to offer Medicare beneficiaries at least the same level of coverage as Original Medicare. The insurers that sell Medicare Advantage plans have contracted with Medicare to work with their members. This means that all Medicare Advantage plans are thoroughly regulated for your safety.
Medicare Advantage plans allow you to get more out of your Medicare coverage. You can enroll in plans that offer unique benefits in tandem with your Original Medicare. This can make your healthcare experience easier, more convenient, and less expensive!
Health Maintenance Organization (HMO) plans are the most basic Medicare Advantage plans available. They have limited provider networks that you must rely on. If you seek care outside of your HMO plan’s network, you may be fully liable for the cost of services rendered. In most cases, HMO plans will not cover out-of-network care.
These plans also require members to keep a primary care physician in charge of coordinating their care. This means you will need a referral to see specialists.
The cost of a Medicare Advantage HMO plan will vary depending on where you live and what you’re looking for. To get the best rate available, you should work with one of our Medicare specialists.
Malhotra & Assoc. Insurance is staffed by many highly knowledgeable insurance experts. Tap into their knowledge today by calling in to get a free quote.
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