business insurance
in Ohio
business insurance
in Ohio
Malhotra & Assoc. Insurance Has You Covered
Ohio Commercial Insurance Experts
As an Independent Insurance Agency, our business insurance team can make finding the best small business insurance in Ohio easy. Regardless of the type or amount of coverage you require, we will create a tailored package that suits your individual business needs and budget.
We offer honest advice, affordable prices, and a truly personalized service for all your Ohio commercial insurance needs.
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Ohio Commercial insurance
Frequently Asked Questions about Ohio Business Insurance
When it comes to business insurance in Ohio, we tend to get the same questions often.
What Type of Insurance Does a Start-Up Business Need?
As a new small business, you will need to buy general liability coverage to help safeguard your business assets in the event of a third-party claim. Regardless of whether you have staff, a storefront, or not, you will need to consider buying a commercial insurance policy.
Do I Need to Buy Commercial Insurance in Ohio if I Use My Personal Vehicle for Work?
This depends on what aspects of your job you use your vehicle for. If you simply commute to the same place of work each day, then your personal auto insurance coverage should be adequate. However, if you use your vehicle to transport colleagues, customers, deliver goods or store expensive equipment overnight you will need to consider buying Ohio Commercial coverage.
Buy Ohio Business Insurance with Malhotra & Assoc. Insurance
Buying the best small business insurance is easy with Malhotra & Assoc. Insurance. We’ll make sure you get honest guidance, and tailored quotes that make sense for your business and your team. We work with some of the best insurance carriers to develop policies that fit your budget, while still giving your business the coverage it needs. Call us today or visit one of our locations!
Commercial Insurance Made Easy
At Malhotra, our local business insurance team in Ohio work hard to make sure you get great value for your essential commercial coverage and professional experts that can help you get the right insurance for your company. Regardless of the size of your business or fleet, we offer competitive insurance quotes that match your needs.
From coverage for your business property, your company liabilities, to commercial auto coverage for your fleet; you can rest assured the team at Malhotra & Assoc. Insurance have you covered.
What Types of Ohio Commercial Coverage can we help with?
- Commercial General Liability Insurance
- Commercial Property Insurance
- Commercial Auto Coverage
- Commercial Fleet Insurance
- Workers Compensations Insurance
- Commercial Insurance Bonds
- Product Liability Coverage
- Commercial Business Owner Policy
- Professional Indemnity Coverage
- And more.
If you’d like to look at the options, our friendly team can tailor a quote based on your needs, and we can help you explore different pricing scenarios for business coverage in Ohio.
More Frequently Asked Questions about Ohio Business Insurance
What Type of Liability Coverage Do I Need to Buy for My Business?
The first coverage most business owners buy is commercial general liability coverage. This essential insurance means that you are covered for any third-party claims against property damage or bodily injury, along with including business income coverage, too. However, this latter point doesn’t apply to all CGL policies, but it will apply to most.
Aside from this, for those who offer guidance or advice in any capacity as part of your business, you will need to buy professional liability coverage too. For those who sell, make, or distribute products, product liability coverage is another must-have coverage option. There are others, but these are the three main types of commercial liability coverages you can buy.
