business insurance
in indiana
business insurance
in indiana
Malhotra & Assoc. Insurance Has You Covered
Buying Commercial Insurance in Indiana
As an Independent Insurance Agency, our team makes finding the best small business insurance in Indiana easy. Regardless of the type or amount of coverage you require, we will create a tailored package that suits your unique business needs and budget.
We offer honest advice, affordable prices, and a truly personalized service for all your Indiana commercial insurance needs.
Choose a location:
Indiana Business insurance
Frequently Asked Questions
When it comes to auto insurance in Indiana, we tend to get the same questions often.
Should I Purchase Auto Insurance if I Use My Personal Vehicle for Work?
As a general rule of thumb, you may only use your personal vehicle for work if you drive to a single workplace each day. If you commute to multiple destinations, carry equipment or people, or visit clients in their homes or deliver goods, then you will need to buy a commercial insurance policy.
Do I Need to Buy Product Liability Insurance if I Resell Products Only?
Yes. Even if you do not manufacture the product yourself, you will still need to buy product liability insurance for your business. From property damage to personal injury as a result of a defect, this type of insurance can help with the costs of legal expenses in the event of a claim.
Get Insured Today with Malhotra & Assoc. Insurance
At Malhotra & Assoc. Insurance, our team of commercial insurance experts will make it easy for you to get a clear understanding of the types of coverage you need to consider vs. the state-mandated insurance in Indiana that you need to buy. With our open and honest guidance, you can look forward to getting tailored quotes that make sense for your business. Call us today or visit one of our locations!
Best Quotes for Indiana Business Insurance
At Malhotra & Assoc. Insurance, our specialist commercial insurance team provides value, insights, and experience to clients across Indiana. We help businesses of all sizes, from any industry get access to the best prices for buying commercial insurance online. As we deal with many market-leading insurers, our access to their rates means we can deliver the best prices for the best coverage.
Here is a list of our most popular Indiana commercial insurance types. We can also source specialist coverage if this is something your business requires.
- Commercial General Liability
- Commercial Property Insurance
- Commercial Auto Coverage
- Commercial Fleet Insurance
- Workers Compensation Insurance
- Commercial Insurance Bonds
- Product Liability Coverage
- Business Owner Policy
- Professional Indemnity Coverage
If your commercial insurance is due for renewal, or you need to buy insurance for a local start-up, then please get in touch with our team immediately. We can tailor a quote based on your needs and help you explore different pricing scenarios for your best commercial insurance options.
More Frequently Asked Questions about Indiana Business Insurance
What Type of Business Insurance Do I Need for a Start-Up?
The best start-up insurance in Indiana depends on what your new business is going to do. Every company will face its own set of risks, and it’s important to make sure you have insurance to cover your liabilities and your staff. A business owner’s policy is usually a good starting point, as this (BOP) coverage will give you insurance against liabilities and provide you with commercial property insurance as well. You automatically save money on your start-up insurance costs because you are bundling a number of types of coverage together in a single policy. There are also some insurers who provide additional business interruption coverage as part of the BOP insurance offering.
To make sure you have the best insurance in place for your new business, contact a member of the team at Malhotra & Assoc. Insurance today for an informal chat about your relevant insurance needs. Every business is different, and our team will make sure you fully understand the right levels of coverage to buy for your new business.
When Do You Need to Buy Professional Indemnity Coverage for Your Business?
If you provide guidance, advice, or offer a service, then buying professional liability coverage can help protect you in the event of a lawsuit that claims you made an error in your advice or your work. It’s also known as E&O insurance, and it can help to cover the cost of legal expenses, including any compensation.
At Malhotra & Assoc. Insurance, our business insurance professionals can help you work out the type of coverage you need and get quotes for your business quickly, saving you the time and hassle of making calls or searching online. We hope to be able to help you with your Indiana business insurance options soon.