Malhotra & Assoc. Insurance Has You Covered
Commercial Business Insurance Experts in Maryland
At Malhotra, we understand the risks and liability that being a business owner can incur. Our professional team of business insurance agents have a deep understanding of the commercial insurance market, and we would love to be a part of helping select the right insurance for you!
We offer competitive business insurance rates, a friendly yet professional service, and tailored insurance that is designed to fit your unique Maryland business insurance needs.
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Maryland Commercial insurance
Frequently Asked Questions About Insurance in Maryland
When it comes to business insurance in Maryland, we tend to get the same questions often.
What type of commercial insurance does a new business need to buy?
The best insurance will be able protect you and your company, including enough coverage for your staff and customers. A business owner’s policy (BOP) is the best way to protect your liabilities while providing commercial property and business interruption coverage.
Do I need to buy professional liability coverage for My business?
If your business provides a service, then yes professional liability coverage is needed. Professional Liability insurance covers when your company makes an error, or an alleged error, and a client takes legal action as a result. Professional Liability insurance covers all costs of legal expenses related to this lawsuit. Certain professions such as accountants and architects will require you to have this insurance. Contact our agents today to find out if you need Professional liability insurance for your business.
Insure Your Maryland Business Today!
At Malhotra, we make it easy for you to understand the type of coverage you need. We give honest guidance and tailor our quotes to meet your business needs. Give our amazing team a call or visit one of our locations today!
Let Us Help You Today!
We work hard to ensure you get access to the best commercial insurance team in Maryland. We’ve helped businesses all sizes and all sectors discover the best deal for them, and we’re ready and available to help you as well.
What types of Maryland business insurance can we help with?
- Workers Compensations
- Commercial Insurance
- Product Liability
- Commercial Business Owner
- Professional Indemnity
- Commercial General Liability
- Commercial Property
- Commercial Auto
- Commercial Fleet
- And more!
We always tailor each business insurance quote to match your company’s needs. Understanding that every business owner, company, and industry have individual complexities that should be carefully understood and accounted for.
Frequently Asked Questions About
Commercial Insurance in Maryland
Do I need to buy product liability coverage if I sell products on behalf of others?
If you make, distribute, or sell products in any way, liability insurance is necessary in the case of disfunction with a product.
At Malhotra & Assoc. Insurance, our expert team of commercial insurance professionals can help you determine what type of coverage you need and help you find quotes from the leading insurance providers you need. Product liability insurance is often misunderstood. Regardless of whether you make the product yourself or not, you will need adequate insurance, in the event that a original manufacturer cannot be traced or the end user brings about a claim on your business directly due to defect, illness, or injury brought about by the product.
Do I need to buy commercial auto insurance in Maryland if I use my personal vehicle for work?
If you use your personal vehicle for anything other than commuting to a single place of work, you should check with your agent to make sure you’re covered. Although some personal auto policies cover the use of a personal vehicle while transporting goods, this cannot be assumed. If you transport employees, equipment, or visit multiple locations/clients, commercial auto insurance is a must.
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