Auto insurance
in west virginia

Auto insurance 
in west virginia

Malhotra & Assoc. Insurance Has You Covered

Need Auto Insurance in West Virginia?

We all want cheap auto insurance in West Virginia, but you also want the right West Virginia auto insurance when you and your family need it most. This is the goal of every agent at Malhotra & Assoc. Insurance: to design a personalized West Virginia auto insurance policy to support you and your family today and in the future. Malhotra & Assoc. Insurance is an West Virginia independent insurance agency, which is very important. While other agencies only sell one type of West Virginia auto insurance, we work with the biggest and best auto insurance companies, allowing us to personalize and find the very best West Virginia auto insurance policy for you!

Since you are here, we assume you are looking for an West Virginia auto insurance quote. Before you decide on your next West Virginia auto insurance agency, we recommend you consider the following to ensure you find the right auto insurance policy for you.

  1. Consider Your Coverage – Make sure your insurance agency understands West Virginia’s specific insurance requirements as well as what type of insurance coverages you are looking for, like collision or comprehensive. This is why working with a local insurance agent like Malhotra & Assoc. Insurance is so important. We have local West Virginia offices in Lewisburg, Parkersburg and Petersburg
  2. Learn Your Limits – Find a West Virginia insurance agency that will take the time to understand your personal wants and needs and knows West Virginia auto insurance laws when determining the coverage which is right for you.
  3. Determine Your Deductible – Ensure your insurance agency has the flexibility to work with all the largest auto insurance providers to find the best West Virginia auto insurance coverage with a deductible you and your family can afford.
Malhotra & Assoc. Insurance agents are West Virginia auto insurance experts and are here to advise you on all of your important auto coverage decisions. Contact us today for a risk-free auto insurance quote and to answer all of your questions.

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West virginia Auto insurance

Frequently Asked Questions About Virginia Auto Insurance

When it comes to auto insurance in West Virginia, here are a few frequently asked questions.

Does My Personal Auto Insurance Cover Me to Drive Other Vehicles?

Every insurer offers different terms on their auto coverage. Check the terms of the policy or ask one of the team at Malhotra to ensure you are covered to drive other vehicles.

How Does an Auto Insurance Deductible Work?

When you choose your deductible amount, this will impact the cost of your monthly premium. Usually, the higher the deductible, the lower premiums you can expect to pay. If you need to make a claim on your policy, the deductible is the total amount of money you pay prior to receiving any compensation from the insurance company.

Get an Auto Insurance Quote Today from Malhotra & Assoc.

Buying auto insurance doesn’t have to hard or time-consuming. At Malhotra, we’re here to help you with it all. From sourcing the best prices for West Virginia commercial auto insurance for your fleet through to buying personal coverage for your family vehicle. Working with top carriers, we will find and develop a policy that fits you, your vehicle, and your wallet. Give us a call today or visit us at one of our locations!

West Virginia Auto Insurance State Requirements

In West Virginia, drivers need to carry a minimum of $20,000 in bodily injury liability per person. You also need $10,000 in property damage liability insurance and $40,000 in bodily injury liability coverage per accident.

While this information is accurate at the time of writing, it is important to speak with an insurance agent to confirm you are obtaining the right amount of insurance needed to suit you.

What will basic auto insurance cover?

When acquiring basic auto insurance coverage in West Virginia, the limits mentioned above represent the minimum amount of coverage you need. If there is an at-fault accident, the amount owed could be more than the state minimum. Considering the potential cost of medical expenses and vehicular damage, as well as passengers and personal property, costs can escalate quickly.

Purchasing additional auto insurance affords peace of mind, with more than the minimum amount of coverage for you should an unexpected or costly accident occur.

The team at Malhotra are your local West Virginia auto insurance experts. We are happy to help you get answers to your questions, and can provide you with an auto insurance quote quickly, and competitively.

How much does Auto Insurance cost in West Virginia?

The average cost of auto insurance in West Virginia in 2020 is $1378. The cost of an auto insurance policy is determined by your age, gender, location, driving record, deductible amount, marital status, car value, and occupation.


West Virginia Auto Insurance Discounts

A great way reduce the cost of your auto insurance is to bundle your coverage from the same insurer you have other policies with.

More Frequently Asked Questions about WV Auto Insurance

Do you have to pay for your insurance in one Payment?

Typically, a monthly direct debit payment can be arranged. Many carriers offer discounts for paying in full. Ask your insurance agent to give you a quote for coverage on both a monthly and annual basis – then compare the cost of both.

Contact Us Today for a West Virginia Auto Insurance Quote

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