Auto insurance
in west virginia

Auto insurance 
in west virginia

Malhotra & Assoc. Insurance Has You Covered

Why choose Malhotra & Assoc. for Auto Insurance in West Virginia?

Whether you are insuring a large fleet of commercial vehicles, to a single personal vehicle, the team at Malhotra makes finding the right auto insurance in West Virginia quick and easy. As an independent insurance agency, we present you with a range of options to make sure you get the best deal and coverage for your needs.

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West virginia Auto insurance

Frequently Asked Questions About Virginia Auto Insurance

When it comes to auto insurance in West Virginia, here are a few frequently asked questions.

Does My Personal Auto Insurance Cover Me to Drive Other Vehicles?

Every insurer offers different terms on their auto coverage. Check the terms of the policy or ask one of the team at Malhotra to ensure you are covered to drive other vehicles.

How Does an Auto Insurance Deductible Work?

When you choose your deductible amount, this will impact the cost of your monthly premium. Usually, the higher the deductible, the lower premiums you can expect to pay. If you need to make a claim on your policy, the deductible is the total amount of money you pay prior to receiving any compensation from the insurance company.

Get an Auto Insurance Quote Today from Malhotra & Assoc.

Buying auto insurance doesn’t have to hard or time-consuming. At Malhotra, we’re here to help you with it all. From sourcing the best prices for West Virginia commercial auto insurance for your fleet through to buying personal coverage for your family vehicle. Working with top carriers, we will find and develop a policy that fits you, your vehicle, and your wallet. Give us a call today or visit us at one of our locations!

West Virginia Auto Insurance State Requirements

In West Virginia, drivers need to carry a minimum of $20,000 in bodily injury liability per person. You also need $10,000 in property damage liability insurance and $40,000 in bodily injury liability coverage per accident.

While this information is accurate at the time of writing, it is important to speak with an insurance agent to confirm you are obtaining the right amount of insurance needed to suit you.

What will basic auto insurance cover?

When acquiring basic auto insurance coverage in West Virginia, the limits mentioned above represent the minimum amount of coverage you need. If there is an at-fault accident, the amount owed could be more than the state minimum. Considering the potential cost of medical expenses and vehicular damage, as well as passengers and personal property, costs can escalate quickly.

Purchasing additional auto insurance affords peace of mind, with more than the minimum amount of coverage for you should an unexpected or costly accident occur.

The team at Malhotra are your local West Virginia auto insurance experts. We are happy to help you get answers to your questions, and can provide you with an auto insurance quote quickly, and competitively.

How much does Auto Insurance cost in West Virginia?

The average cost of auto insurance in West Virginia in 2020 is $1378. The cost of an auto insurance policy is determined by your age, gender, location, driving record, deductible amount, marital status, car value, and occupation.

 

West Virginia Auto Insurance Discounts

A great way reduce the cost of your auto insurance is to bundle your coverage from the same insurer you have other policies with.

More Frequently Asked Questions about WV Auto Insurance

Do you have to pay for your insurance in one Payment?

Typically, a monthly direct debit payment can be arranged. Many carriers offer discounts for paying in full. Ask your insurance agent to give you a quote for coverage on both a monthly and annual basis – then compare the cost of both.

Contact Us Today for a West Virginia Auto Insurance Quote

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