Can I Switch from Original Medicare to Medicare Advantage?
Choosing which Medicare plan works for you or deciding if you should keep your current plan are all decisions that aren’t always the easiest to make. Fortunately, the Medicare experts with Malhotra & Assoc. Insurance can help you through this decision-making process. There are two main types of Medicare policies. These two types are Original […]
How Much Does Small Business Insurance Cost?
When you start up your own business, it’s important to know about the coverage you will need and the costs associated with that coverage. For example, general liability insurance will cost around $65 per month and a BOP would cost around $99 per month. Malhotra & Assoc. Insurance has a team of commercial insurance experts […]
What Insurance Does a Start-Up Business Need?
Every business needs general liability insurance for protection from lawsuits. Commercial insurance and an array of other policies are available to protect your business assets in the event of business interruption, bodily injury, property damage, and more. Malhotra & Assoc. Insurance has a team of commercial insurance experts ready to advise your startup on its […]
What is the Medigap Free-Look Period?
Are you enrolled in Original Medicare and looking for a way to reduce the amount you spend in out-of-pocket costs? Medigap might be the option you’re looking for. The Medicare experts with Malhotra & Assoc. Insurance will help you go over your Medigap options to determine which one is right for you. Medigap policies, also […]
How Much Is Motorcycle Insurance for Young Riders?
Young motorcycle riders tend to pay more for their insurance, at an average of almost $1,000 per year. This is because young riders present more risk to insurance providers. As you get older, your premiums should decrease if you don’t have accidents. Malhotra & Assoc. Insurance has a team of motorcycle insurance experts who can […]
Can I Add My Motorcycle to My Car Insurance Policy?
Do you have a motorcycle? If so, are you wondering if it is possible to add this vehicle to your auto insurance policy? This article will help answer all of the questions that may be running through your head about adding motorcycles to your existing policies. There are many factors that go into deciding whether […]
What Coverages Should I Have for Motorcycle Insurance?
Before you begin adding on additional coverage, you will want to first secure the minimum coverage requirements in your state for motorcycle insurance. Once you have this insurance, you will want to consider additional liability, uninsured/underinsured motorist, collision, and medical payments coverage. Malhotra & Assoc. Insurance has a team of experts who can guide you […]
Frequently Asked Questions About Motorcycle Insurance
Motorcycle insurance is a necessary part of owning a motorcycle. It protects you, your bike, and other drivers on the road from potential accidents. This is why it’s important for all bikers to be covered by motorcycle insurance before taking off on the open road! Nonetheless, we understand that there are a few lingering questions […]
Watercraft and Boat Insurance: Is There a Difference?
Boat insurance is a type of watercraft insurance, while watercraft insurance as a whole is more of an umbrella term for three specific types of insurance that include boat, yacht, and personal watercraft insurance. The size of your vessel will ultimately determine the type of insurance you will need! Malhotra & Assoc. Insurance has a […]
5 Reasons to Get a Renters Insurance Policy
Renters insurance, or HO-4 policies, are an excellent choice because they are affordable, cover losses to personal property, provide liability coverage, may be required by your landlord, and cover belongings when you travel. For more information about renters insurance policies, refer to the home and renters insurance experts at Malhotra & Assoc. Insurance. Our team […]
