Is RV Insurance Required or Optional?
Do you own an RV? RV insurance is a must-have for any RV owner. When you are looking at RV insurance, there are two types of coverage to consider: optional or not. Optional RV insurance covers damage that might be caused by weather or other natural disasters, while standard RV insurance covers accidents and theft […]
3 Ways for College Students to Have Cheaper Car Insurance
College students are spending enough money; why pay more than you need to for car insurance too? You can save on car insurance by keeping good grades, being in a fraternity or sorority, and staying accident-free. The team at Malhotra & Assoc. Insurance is here to assist you with all of your car insurance questions. […]
Reasons Why Stay-at-Home Parents Need Life Insurance
Stay-at-home parents provide essential support to growing families. A life insurance policy can give them the opportunity to provide financial support and help the family replace the cost of everything they do. Young families will be able to afford term life policies for both parents to protect the interests of their children. Malhotra & Assoc. […]
Does Car Insurance Cover Towing?
When you’re in need of a tow truck, it can be hard to know whether or not your car insurance covers the cost. This is an important question because it’s easy to get scammed by companies claiming to offer roadside assistance when they really don’t. To make matters worse, many people are under the impression […]
What Impacts Your Home Insurance?
It’s that time of year again when your home insurance renewal is due. Have you been thinking about what impacts the cost of your premium? The answer may be a bit surprising to some people – it isn’t just location. There are three main factors that go into determining the cost of your home insurance […]
Can You Get Medicare For Your Senior Parents?
While you can’t sign your parents up for Medicare, you can help in other ways. You can help them compare plans, work with agents, and help them sign up for Medicare. Start by learning more about Medicare so you can answer their questions and prepare them for their new health insurance. Malhotra & Assoc. Insurance […]
Top 3 Risks of Not Having Home Insurance
Homeowners need to ask themselves what would happen in the event of a fire, burglary, or any other unforeseen damage to their home or personal belongings. What would they be facing if they did not have the financial protections of homeowners insurance? Although homeowners insurance isn’t required by law, almost all mortgage companies are going […]
What Are Medicare Star Ratings?
Malhotra & Assoc. Insurance matches its clients with the highest quality health care plans in their budget. The Medicare star rating system is a helpful guide to compare Medicare Advantage and Medicare Part D plans. For more information about comparing Medicare plans, contact our team today. Medicare Star Ratings Medicare awards star ratings to communicate […]
Top 3 Things All Seniors Turning 65 Should Do
Seniors turning 65 have an obligation to themselves to learn what they can about the things that will be impacting them and their future. Social Security, Medicare, and retirement are all on the horizon. To prepare for those events, seniors turning 65 should learn about Medicare, decide between retirement and continuing to work, and get […]
What Affects Your Car Insurance Premiums?
There are a multitude of factors that go into determining your car insurance premium. The cost of your auto insurance will be determined by the amount of coverage and types of coverage chosen. The type of car you drive, where you live, your driving record, how much you drive and your age will all be […]
