Can You Be On Medicare If You Are Not 65?
Can You Be On Medicare If You Are Not 65? Medicare benefits allow millions of seniors across the U.S. to access the health care services they need to live a healthy, secure life. While the usual Medicare eligibility requirement is that you must be above age 65, there is another way to qualify. Malhotra & […]
What is a Medicare Select Supplement Plan?
Medicare has many components, including supplemental plans you can purchase. Medicare Select is one such supplement plan. Our team of Medicare experts will show you your options so you can decide which coverage will work best for your needs. What is Medicare Supplement Insurance? Medicare Supplement Insurance is designed to fill the gaps that are […]
3 Questions to Ask Before Buying an Annuity
Annuities are a form of insurance that can help you prepare for retirement. If you are considering purchasing an annuity, you always want to do your research before making a purchase. For more than 25 years, our team has devoted their experience and expertise to giving our clients the knowledge to make empowered decisions for […]
Is RV Insurance Required or Optional?
Do you own an RV? RV insurance is a must-have for any RV owner. When you are looking at RV insurance, there are two types of coverage to consider: optional or not. Optional RV insurance covers damage that might be caused by weather or other natural disasters, while standard RV insurance covers accidents and theft […]
3 Ways for College Students to Have Cheaper Car Insurance
College students are spending enough money; why pay more than you need to for car insurance too? You can save on car insurance by keeping good grades, being in a fraternity or sorority, and staying accident-free. The team at Malhotra & Assoc. Insurance is here to assist you with all of your car insurance questions. […]
Reasons Why Stay-at-Home Parents Need Life Insurance
Stay-at-home parents provide essential support to growing families. A life insurance policy can give them the opportunity to provide financial support and help the family replace the cost of everything they do. Young families will be able to afford term life policies for both parents to protect the interests of their children. Malhotra & Assoc. […]
Does Car Insurance Cover Towing?
When you’re in need of a tow truck, it can be hard to know whether or not your car insurance covers the cost. This is an important question because it’s easy to get scammed by companies claiming to offer roadside assistance when they really don’t. To make matters worse, many people are under the impression […]
What Impacts Your Home Insurance?
It’s that time of year again when your home insurance renewal is due. Have you been thinking about what impacts the cost of your premium? The answer may be a bit surprising to some people – it isn’t just location. There are three main factors that go into determining the cost of your home insurance […]
Can You Get Medicare For Your Senior Parents?
While you can’t sign your parents up for Medicare, you can help in other ways. You can help them compare plans, work with agents, and help them sign up for Medicare. Start by learning more about Medicare so you can answer their questions and prepare them for their new health insurance. Malhotra & Assoc. Insurance […]
Top 3 Risks of Not Having Home Insurance
Homeowners need to ask themselves what would happen in the event of a fire, burglary, or any other unforeseen damage to their home or personal belongings. What would they be facing if they did not have the financial protections of homeowners insurance? Although homeowners insurance isn’t required by law, almost all mortgage companies are going […]