Do Renovations Increase Home Insurance Rates?
Have you been considering home renovations? If so, have you wondered if those home improvements will have an impact on your home insurance rates? In this blog, we will examine the correlation between home renovations and home insurance rates. We’ll look at what homeowners should know before they decide to renovate their homes, as well […]
What is the Difference Between Home Warranty and Home Insurance?
Homeowners insurance and a home warranty work in different ways, but both provide protection for your home. Homeowners insurance can help protect against disasters such as flooding and fire. A home warranty covers the cost to repair or replace your home’s major systems, like plumbing and heating/cooling. When deciding which of these two types of […]
Does Homeowners Insurance Cover Car Theft?
Do you have home insurance? Does your homeowners policy cover your car if it’s stolen from your driveway? This is a very good question! We’ve created this article to help you understand whether or not home insurance covers car theft. When Homeowners Insurance Will NOT Cover Car Theft If you have home insurance and your […]
Understanding Medicare and Social Security
The Medicare program was established by the Social Security Administration in 1965. Now Medicare is administered by the Centers for Medicare and Medicaid Services (CMS). The Social Security Administration is where to turn if you have any questions or concerns about your Medicare or Social Security benefits. While there is a difference between the eligibility […]
Does Medicare Have Cost-Sharing?
Understanding the costs involved with Medicare is important to understanding where a Medicare plan can fall in your budget. That’s why the expert team with Malhotra & Assoc. Insurance is here to keep you informed and updated on the Medicare costs you can expect for the year. Cost-sharing with insurance is when the insurance company […]
Is a Home Inspection Required to Get Homeowners Insurance?
What’s Involved with a Home Inspection? A home inspection is a thorough examination of your home by an expert to determine the home’s current condition. It usually takes about three hours and costs around $300-$500 depending on where you live, the square footage of your home, and the age and condition of your home. The […]
What is the Extra Help Program?
Prescription drugs can be expensive, but signing up for a Medicare Part D prescription drug plan can give you the cost savings to make your medication affordable. The team with Malhotra & Assoc. Insurance can help you find a Part D plan that matches your coverage needs, as well as help you find ways to […]
Does Medicare Part B Cover Dental?
At Malhotra & Assoc. Insurance, our expert insurance agents are here to make sure you get the coverage you need. That’s why in this article, we will be discussing what dental coverage you can expect from Medicare Part B and other alternative options. Routine Dental Care Dental care is one of the areas not currently […]
Will Medicare Cover Chiropractic Care?
When it comes to learning about your coverage options with Medicare, it’s important that you have highly knowledgeable insurance experts at your side. With Malhotra & Assoc. Insurance, we will make sure you have a complete understanding of the coverage you can receive. In an emergency, when it is determined that chiropractic treatment is medically […]
4 Phases of Medicare Part D Coverage
Our team has devoted their experience and expertise to give our clients the knowledge to make empowered decisions for their future. At Malhotra & Assoc. Insurance, we’re here to make sure you have that knowledge with your Medicare coverage. Medicare Part D prescription drug coverage comes with a few peculiarities. As a policyholder, you pay […]
