Top 5 Things You Need to Know About Teenagers and Car Insurance

Teen drivers and how to save money for teen insurance

A parent can assign a specific car to their teen Certain cars are more expensive to insure than others, which makes sense considering that newer luxury vehicles and/or imports are often more expensive to repair or replace than older cars. If you have a 2018 BMW, a 2013 Honda Civic, and a 2005 Chrysler Sebring […]

Does my homeowner’s policy cover me if I’m a remote employee?

Does home insurance cover remote work

Due to the COVID-19 pandemic, there are so many people working from home As a result of the global pandemic, the American workforce has had to reimagine how corporate work gets done, as well as where the work takes place. A study conducted by Pew Research states that a majority of those who say their […]

Does Auto Insurance Cover Car Theft?

Learn if auto insurance covers car theft

You run into the grocery store to grab some snacks for the weekend, your vehicle is safely parked in the parking lot – but when you return from shopping, you notice that your car has been broken into and your belongings have been stolen. “Does auto insurance cover theft?” is one of the first questions […]

Keep Your Farm Growing with Crop Insurance

Crop Insurance from Malhotra and Associates

Crop insurance is designed to safeguard your farm in the event of unexpected changes. Keep your farm insured and safe with Malhotra and Assoc Insurance.  How does crop insurance work? Crop insurance is designed to cover losses in crops due to a natural disaster or in the event that there are revenue losses due to […]

Do Single People Need Life Insurance?

Life Insurance if I'm Single - Malhotra and Associates Insurance

Are you single? You might be wondering whether or not life insurance is absolutely necessary. Given the nature of the single life, you might be thinking that there is no one that depends on you, therefore you might not need life insurance at all. Today, we’ll discuss when life insurance is necessary when you’re single. […]

What Is Gap Insurance and How Does It Work?

What does gap insurance cover? Malhotra and Assoc Insurance

In today’s article, we’ll discuss the benefits of gap insurance and what it generally covers. We’ll also talk about how it works. If you’re interested in gap insurance, you can call Malhotra and Assoc Insurance at 1-800-945-1410. What is gap insurance? Gap insurance, also known as guaranteed auto protection, is an optional insurance coverage that […]

What is Full Coverage Insurance?

Get full coverage insurance from Malhotra and Associates

What is Full Coverage Insurance?  Find out what full coverage insurance is and how it works with Malhotra & Assoc. Call us at 1-800-945-1410. Full coverage car insurance is the combination of liability, comprehensive, and collision insurance that helps both yours and others vehicles. These three coverages can be combined with other policies your insurer […]

Flood Insurance Could Be Mandatory in Your Area

Get flood insurance from Malhotra and Associates

In today’s article we’ll discuss when flood insurance is mandatory. Find out if your house in Ohio, Indiana, West Virginia, or Maryland is covered. Additional Reading: Learn more about home insurance types Flood Map Service Center To determine whether your home or property is in a high-risk flood zone, type your address into FEMA’s Flood […]

What are the 8 Different Types of Home Insurance?

Types of Home Insurance - Malhotra & Assoc. Insurance

Find out more about the different types of home insurance and which type is right for you and your home. Learn more about the best home insurance policies in your state: Ohio Home Insurance, Indiana Home Insurance, West Virginia Home Insurance, Maryland Home Insurance. Types of Home Insurance Basic Form Home Insurance This form of […]

What Is a Certificate of Insurance?

business owner working on computer

What Is a Certificate of Insurance? A certificate of insurance (COI) serves to prove adequate coverage exists for a specific project or job. Often requested in the case of a project or job with liability concerns or the possibility of great financial loss, a COI proves to your client that certain liabilities will be covered […]