Recreational vehicles are great for road trips, low-key vacations, and camping out. When you take your RV to the park, your motorcycle out on the road, or your boat onto the lake, there is a chance you could have an accident, get caught in a storm, or find your property damaged by curious animals.
Malhotra & Assoc. Insurance works closely with recreational vehicle owners to tailor insurance policies for each of our client’s individual needs. With dedicated insurance professionals and decades of experience, we will match you with the perfect policy.
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Motorcycles need protection just like any other vehicle on the road. Whether you ride infrequently or use it as your main mode of transportation, our team can create a tailored plan to bring you the motorcycle coverage you need.
A comprehensive plan should have the following coverage options:
We cover several different types of RVs. Each will need protection for collision and liability, protecting you and your RV from bodily injury, theft, damage, and more. At Malhotra & Assoc. Insurance, our team of recreation insurance experts will work with you to create a package tailored to your individual needs and budget.
A comprehensive RV insurance policy will offer these elements:
A good boat insurance package will not only protect you in the case of an accident but safeguard you with towing assistance and wreckage removal if needed. Our boat insurance experts will help you build a policy with everything you need for your safety and smooth operation on the water.
A comprehensive boat insurance policy should offer:
Each state will have its own requirements for minimum coverage you must carry for your recreational vehicles. This will include minimum coverage amounts for collision and liability, including coverage for property damage and bodily injury. For example, you may need $25,000 in property damage liability, $25,000 per person, and $50,000 per accident for any injuries you cause.
The cost of your recreational vehicle insurance will depend on the type of recreational vehicle you own, your state requirements, the purpose of the coverage, deductibles, liability limits, the level of coverage, the value of the vehicle, and your driving history. Your state minimum coverage requirements will impact the amount of collision and liability coverage you need to carry, affecting your rates.
Malhotra & Assoc. Insurance has a friendly team of motorcycle, RV, and boat insurance experts who can help you get the right coverage at the right price for your recreational hobbies. Regardless of the type or amount of coverage you require, we will create a tailored package that suits your individual needs and budget.
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