Complete Guide to Homeowners Insurance
What is Homeowners Insurance? Homeowners insurance is a type of property insurance that protects the homeowner and home against damage from natural disasters, thieves, and more. Homeowners insurance can be confusing because there are so many different types of homeowners policies to choose from. We’re here to help you with that! In this blog post […]
Easy Ways to Get Discounts on Homeowners Insurance
Are you trying to find ways to save money on homeowners insurance? This article will dive into how adding security features to your home can help reduce insurance costs. At Malhotra & Assoc. Insurance, our expert insurance agents in Ohio, Indiana, West Virginia, and Maryland can answer any questions you may have about home insurance […]
What are Lender Requirements for Homeowners Insurance?
Why is homeowners insurance required by lenders? Lenders require homeowners insurance so that the property they have invested in is fully covered against damage. The lender also wants to make sure that you are capable of paying down the mortgage in the event that the home is destroyed. If your home is destroyed in a […]
Is Your Homeowners Insurance Tax Deductible?
More times than not, you are unable to deduct homeowners insurance itself from your taxes. However, there are cases in which things in your home may entitle you to a deduction. Looking for more ways to lower costs on your homeowners insurance? Check here to find out how. Mortgage Points Deduction Mortgage points, also known […]
Remodeling Your Home: What You Need to Know
Home remodeling is a very rewarding investment. It’s also not cheap! So, before you start knocking down walls and remodeling your home, it’s important to know what remodeling does to the value of your house, how your homeowners insurance may be impacted, and whether or not doing the work yourself will save money. In this […]
