How Much Is Motorcycle Insurance for Young Riders?

higher motorcycle insurance rates for young motorcycle riders

Young motorcycle riders tend to pay more for their insurance, at an average of almost $1,000 per year. This is because young riders present more risk to insurance providers. As you get older, your premiums should decrease if you don’t have accidents. Malhotra & Assoc. Insurance has a team of motorcycle insurance experts who can […]

Can I Add My Motorcycle to My Car Insurance Policy?

adding a motorcycle to a car insurance policy

Do you have a motorcycle? If so, are you wondering if it is possible to add this vehicle to your auto insurance policy? This article will help answer all of the questions that may be running through your head about adding motorcycles to your existing policies. There are many factors that go into deciding whether […]

What Coverages Should I Have for Motorcycle Insurance?

motorcycle insurance coverage

Before you begin adding on additional coverage, you will want to first secure the minimum coverage requirements in your state for motorcycle insurance. Once you have this insurance, you will want to consider additional liability, uninsured/underinsured motorist, collision, and medical payments coverage. Malhotra & Assoc. Insurance has a team of experts who can guide you […]

Frequently Asked Questions About Motorcycle Insurance

motorcycle insurance

Motorcycle insurance is a necessary part of owning a motorcycle. It protects you, your bike, and other drivers on the road from potential accidents. This is why it’s important for all bikers to be covered by motorcycle insurance before taking off on the open road!  Nonetheless, we understand that there are a few lingering questions […]

Watercraft and Boat Insurance: Is There a Difference?

watercraft and boat insurance

Boat insurance is a type of watercraft insurance, while watercraft insurance as a whole is more of an umbrella term for three specific types of insurance that include boat, yacht, and personal watercraft insurance. The size of your vessel will ultimately determine the type of insurance you will need! Malhotra & Assoc. Insurance has a […]

5 Reasons to Get a Renters Insurance Policy

renters insurance policy

Renters insurance, or HO-4 policies, are an excellent choice because they are affordable, cover losses to personal property, provide liability coverage, may be required by your landlord, and cover belongings when you travel. For more information about renters insurance policies, refer to the home and renters insurance experts at Malhotra & Assoc. Insurance. Our team […]

What Is Personal Lines Insurance?

finding an insurance policy that works for you

Personal lines insurance is a broad category of insurance that covers individuals from death, injury, or loss of property. Malhotra & Assoc. Insurance has a team of insurance experts ready to find you the loss protection you need to keep your financial interests secure. Contact us today for all of your personal coverage needs. Explaining […]

Types of Business Insurance Coverage

types of business insurance

Business insurance can come in combination packages and additional policies to cover your property, products, and professional liability. Malhotra & Assoc. Insurance has a team of business insurance experts trained to select exactly the coverage you need and nothing you don’t. Work with us to create a customized plan designed to account for all of […]

How Much Car Insurance Do You Need?

car insurance coverage

You should anticipate purchasing bodily injury liability, property damage liability, and uninsured/underinsured motorist coverage, as required by your state. Additional coverage from collision, comprehensive, or personal injury coverage can help you protect your assets. Need help determining how much car insurance you need? Get a personalized recommendation from an agent with Malhotra & Assoc. Insurance. […]

Homeowners Insurance: What Is and Is NOT Covered?

what does homeowners insurance cover?

Your homeowners insurance will cover the cost to rebuild your house or repair damages caused by covered events. You can purchase additional coverage for threats that are not already covered, such as floods and earthquakes, and you can purchase coverage for valuable possessions or the full replacement cost for your belongings. Policies will vary. To […]