Remodeling Your Home: What You Need to Know
Home remodeling is a very rewarding investment. It’s also not cheap! So, before you start knocking down walls and remodeling your home, it’s important to know what remodeling does to the value of your house, how your homeowners insurance may be impacted, and whether or not doing the work yourself will save money. In this […]
How to Cut Costs on Your Homeowners Insurance Rates
Are you looking to save on homeowners insurance? This article will give you ways to reduce costs on your homeowners insurance rates. At Malhotra & Assoc. Insurance, we can help you find the most inexpensive home insurance that meets your needs. One of our licensed agents in Ohio, Indiana, West Virginia, and Maryland will be […]
5 Easy Tips To Buying Homeowners Insurance
Purchasing homeowners insurance is one of the best ways to protect your investment. In this article, we’ll run through 5 tips that will help to make your homeowners insurance purchasing process easier. Speak with our licensed insurance agents in Ohio, Maryland, West Virginia, and Indiana today to help guide you through the purchasing process for […]
Can Filing A Homeowners Insurance Claim Raise Your Rates
Are you thinking about filing a homeowners insurance claim? Here we’ll answer common questions homeowners have about filing a claim and if your rates could be raised. If you have any more questions about filing a claim or need help finding the best homeowners insurance policy for your specific needs, contact one of our licensed […]
How to Be Prepared for a Home Inspection
Be prepared! Your insurance company may require a home insurance inspection. Many insurance companies will conduct an inspection to evaluate the liability of insuring your home. These inspections help companies avoid potential losses that were not disclosed during the application process. Based on the results of your inspection, your insurance company will adjust your premium. […]
When Should I File a Homeowners Claim?
Being a homeowner comes along with having to deal with unexpected incidents that may happen to your home such as fire, fallen trees, or theft. But, how do you know if you should file a homeowners claim for certain situations? This article will take you through the things to consider when you are thinking about […]
Should I Get Homeowners Insurance Before Closing on a House?
Buying a house is one of the biggest investments you can make for you and your family. If you’re in the market for a new house, it’s definitely a stressful experience. In this article, we’ll help you understand when you might need to start considering homeowners insurance during the purchasing process and discuss how to […]
What Are the Differences Between Renters and Homeowners Insurance Coverage?
Are renters and homeowners insurance coverage the same? While homeowners and renters insurance both provide protection against the unknown, they do have similarities and differences. Both policies cover your personal property if it’s damaged or destroyed by a risk stated in your policy. Some of the most common covered risks are fire, theft, and falling […]
Should You Get Rental Car Insurance?
We’ve all driven a rental car during our adult lives on many different occasions. Maybe you were on vacation and needed a way to get around or needed a rental when your car was in the shop for repairs. This article discusses what coverage rental car company insurance provides and when it makes sense to […]
How Much Homeowners Insurance Do I Need?
The most common type of residence in the United States is a detached single-family home, which can be insured under one of five different policy forms. These forms all have varying coverages, and use cases. Our team of agents can help you choose which homeowners insurance coverage best suits your needs. Let our team in […]