How to Compare Medicare Supplement Plans
There are 10 available Medicare Supplement plans. Lettered A, B, C, D, F, G, K, L, M, and N, each has a different level of coverage to help you pay for your out-of-pocket expenses from Medicare Part A and Part B. To compare Medicare Supplement plans, you need to see what each has to offer […]
Medicare Supplements vs. Medicare Advantage: Key Differences
Medicare Supplements and Medicare Advantage plans differ in the coverage they offer, the providers you can see, the way they handle out-of-pocket costs, and the way you enroll. At Malhotra & Assoc. Insurance, we know how important it is that you understand these key differences. That is why our highly knowledgeable insurance experts are here […]
Complete Guide to Life Insurance
Life insurance is a type of financial protection that you can purchase in order to help provide for the people who depend on you. Life insurance can be used to pay off debts, cover funeral costs, and more. There are many different types of life insurance policies available and it’s important to understand what each […]
What is an Excluded Driver?
If you’re looking for a way to save money on your auto insurance policy, then you might want to consider excluding drivers from your coverage. Excluded drivers are those who have been excluded from the original policy agreement and typically do not drive the vehicle at all. For example, if someone is borrowing your car […]
The 5 Most Common Homeowners Insurance Claims
When the unexpected happens to your home you may need to file a claim with your insurance company to repair damage or replace lost property. Here we’ll countdown the five most common home insurance claims. It is important to consider a few things when making a home insurance claim. If you are wondering whether or […]
What to do After a Homeowners Insurance Cancellation
Homeowners insurance is a necessity for every homeowner, but homeowners insurance cancellation isn’t uncommon either. In fact, homeowners insurance cancellation rates are on the rise in recent years. This blog discusses some of the reasons for homeowners insurance cancellation and what policyholders can do to prevent it from happening! Give our friendly, licensed agents in […]
Complete Guide to Homeowners Insurance
What is Homeowners Insurance? Homeowners insurance is a type of property insurance that protects the homeowner and home against damage from natural disasters, thieves, and more. Homeowners insurance can be confusing because there are so many different types of homeowners policies to choose from. We’re here to help you with that! In this blog post […]
Easy Ways to Get Discounts on Homeowners Insurance
Are you trying to find ways to save money on homeowners insurance? This article will dive into how adding security features to your home can help reduce insurance costs. At Malhotra & Assoc. Insurance, our expert insurance agents in Ohio, Indiana, West Virginia, and Maryland can answer any questions you may have about home insurance […]
What are Lender Requirements for Homeowners Insurance?
Why is homeowners insurance required by lenders? Lenders require homeowners insurance so that the property they have invested in is fully covered against damage. The lender also wants to make sure that you are capable of paying down the mortgage in the event that the home is destroyed. If your home is destroyed in a […]
Is Your Homeowners Insurance Tax Deductible?
More times than not, you are unable to deduct homeowners insurance itself from your taxes. However, there are cases in which things in your home may entitle you to a deduction. Looking for more ways to lower costs on your homeowners insurance? Check here to find out how. Mortgage Points Deduction Mortgage points, also known […]
