What Impacts Your Home Insurance?
It’s that time of year again when your home insurance renewal is due. Have you been thinking about what impacts the cost of your premium? The answer may be a bit surprising to some people – it isn’t just location. There are three main factors that go into determining the cost of your home insurance […]
Top 3 Risks of Not Having Home Insurance
Homeowners need to ask themselves what would happen in the event of a fire, burglary, or any other unforeseen damage to their home or personal belongings. What would they be facing if they did not have the financial protections of homeowners insurance? Although homeowners insurance isn’t required by law, almost all mortgage companies are going […]
Homeowners Insurance: What Is and Is NOT Covered?
Your homeowners insurance will cover the cost to rebuild your house or repair damages caused by covered events. You can purchase additional coverage for threats that are not already covered, such as floods and earthquakes, and you can purchase coverage for valuable possessions or the full replacement cost for your belongings. Policies will vary. To […]
Do Renovations Increase Home Insurance Rates?
Have you been considering home renovations? If so, have you wondered if those home improvements will have an impact on your home insurance rates? In this blog, we will examine the correlation between home renovations and home insurance rates. We’ll look at what homeowners should know before they decide to renovate their homes, as well […]
Does Homeowners Insurance Cover Car Theft?
Do you have home insurance? Does your homeowners policy cover your car if it’s stolen from your driveway? This is a very good question! We’ve created this article to help you understand whether or not home insurance covers car theft. When Homeowners Insurance Will NOT Cover Car Theft If you have home insurance and your […]
Is a Home Inspection Required to Get Homeowners Insurance?
What’s Involved with a Home Inspection? A home inspection is a thorough examination of your home by an expert to determine the home’s current condition. It usually takes about three hours and costs around $300-$500 depending on where you live, the square footage of your home, and the age and condition of your home. The […]
The 5 Most Common Homeowners Insurance Claims
When the unexpected happens to your home you may need to file a claim with your insurance company to repair damage or replace lost property. Here we’ll countdown the five most common home insurance claims. It is important to consider a few things when making a home insurance claim. If you are wondering whether or […]
What to do After a Homeowners Insurance Cancellation
Homeowners insurance is a necessity for every homeowner, but homeowners insurance cancellation isn’t uncommon either. In fact, homeowners insurance cancellation rates are on the rise in recent years. This blog discusses some of the reasons for homeowners insurance cancellation and what policyholders can do to prevent it from happening! Give our friendly, licensed agents in […]
Complete Guide to Homeowners Insurance
What is Homeowners Insurance? Homeowners insurance is a type of property insurance that protects the homeowner and home against damage from natural disasters, thieves, and more. Homeowners insurance can be confusing because there are so many different types of homeowners policies to choose from. We’re here to help you with that! In this blog post […]
Easy Ways to Get Discounts on Homeowners Insurance
Are you trying to find ways to save money on homeowners insurance? This article will dive into how adding security features to your home can help reduce insurance costs. At Malhotra & Assoc. Insurance, our expert insurance agents in Ohio, Indiana, West Virginia, and Maryland can answer any questions you may have about home insurance […]
