What to do After a Homeowners Insurance Cancellation

Homeowners cancellation Malhotra and Assoc

Homeowners insurance is a necessity for every homeowner, but homeowners insurance cancellation isn’t uncommon either. In fact, homeowners insurance cancellation rates are on the rise in recent years. This blog discusses some of the reasons for homeowners insurance cancellation and what policyholders can do to prevent it from happening! Give our friendly, licensed agents in […]

Complete Guide to Homeowners Insurance

Learn everything about homeowner's insurance - Malhotra and Assoc. Insurance

What is Homeowners Insurance? Homeowners insurance is a type of property insurance that protects the homeowner and home against damage from natural disasters, thieves, and more. Homeowners insurance can be confusing because there are so many different types of homeowners policies to choose from. We’re here to help you with that! In this blog post […]

Easy Ways to Get Discounts on Homeowners Insurance

getting discounts on homeowner's insurance

Are you trying to find ways to save money on homeowners insurance? This article will dive into how adding security features to your home can help reduce insurance costs. At Malhotra & Assoc. Insurance, our expert insurance agents in Ohio, Indiana, West Virginia, and Maryland can answer any questions you may have about home insurance […]

What are Lender Requirements for Homeowners Insurance?

Lender requirements for homeowner's insurance

Why is homeowners insurance required by lenders? Lenders require homeowners insurance so that the property they have invested in is fully covered against damage. The lender also wants to make sure that you are capable of paying down the mortgage in the event that the home is destroyed. If your home is destroyed in a […]

Is Your Homeowners Insurance Tax Deductible?

is your homeowner's insurance tax deductible

More times than not, you are unable to deduct homeowners insurance itself from your taxes. However, there are cases in which things in your home may entitle you to a deduction.  Looking for more ways to lower costs on your homeowners insurance? Check here to find out how.  Mortgage Points Deduction Mortgage points, also known […]

Remodeling Your Home: What You Need to Know

Remodeling your home and what is needed to know

Home remodeling is a very rewarding investment. It’s also not cheap! So, before you start knocking down walls and remodeling your home, it’s important to know what remodeling does to the value of your house, how your homeowners insurance may be impacted, and whether or not doing the work yourself will save money. In this […]

How to Cut Costs on Your Homeowners Insurance Rates

Learn how to cut costs on homeowner's insurance

Are you looking to save on homeowners insurance? This article will give you ways to reduce costs on your homeowners insurance rates. At Malhotra & Assoc. Insurance, we can help you find the most inexpensive home insurance that meets your needs. One of our licensed agents in Ohio, Indiana, West Virginia, and Maryland will be […]

5 Easy Tips To Buying Homeowners Insurance

Learn about tips to homeowner's insurance today

Purchasing homeowners insurance is one of the best ways to protect your investment. In this article, we’ll run through 5 tips that will help to make your homeowners insurance purchasing process easier. Speak with our licensed insurance agents in Ohio, Maryland, West Virginia, and  Indiana today to help guide you through the purchasing process for […]

Can Filing A Homeowners Insurance Claim Raise Your Rates

Will filing a home insurance claim increase your rates

Are you thinking about filing a homeowners insurance claim? Here we’ll answer common questions homeowners have about filing a claim and if your rates could be raised. If you have any more questions about filing a claim or need help finding the best homeowners insurance policy for your specific needs, contact one of our licensed […]

How to Be Prepared for a Home Inspection

How to be prepared for a home inspection

Be prepared! Your insurance company may require a home insurance inspection. Many insurance companies will conduct an inspection to evaluate the liability of insuring your home. These inspections help companies avoid potential losses that were not disclosed during the application process. Based on the results of your inspection, your insurance company will adjust your premium. […]